Car Blog

Baby, it’s cold outside! And the cold weather brings more than Christmas and icicles, it brings bad road conditions and drivers that are not cautious. So to prep for the winter driving conditions, Cash 4 Cars Cincinnati has found some important information we want to share.

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Keep warm, and safe, and if your car isn’t in tip-top condition for the winter wonderland, give Cash 4 Cars a call and we will offer you cash on the spot.

The preparedness is below is from the Washington State Department of Transportation:

Winter travel can be tough on car and driver, to prepare:

  • Check your tires and make sure your chains fit before the first winter storm and check tire pressure during cold weather. Remember, tire shops and mechanics are busiest just before and during winter storms.
  • Get a vehicle winter maintenance check-up. Don’t wait to check your battery, belts, hoses, radiator, lights, brakes, heater/defroster and wipers.
  • Keep your fuel tank full — don’t let it fall below half a tank on winter trips.
  • Program your radio for traffic reports and emergency messages.

Read the full article here.

 

 

Best Selling Cars of 2016

Sometimes what we want, and what we need are two completely different things. Sure, we all want that signature sports car that’s going to turn heads and can instantly make you feel on top of the world. Who doesn’t? But, there’s a few “road bumps” in that dream, such as money and most importantly, practicality.

So what are people driving for the most part? What cars are on the road in reality, not in your dreams? Cash 4 Cars Cincinnati turns to www.goodcarbadcar.net for this simple and readable chart.

And no matter what you drive, when your ready to sell, contact Cash 4 Cars for an upfront CASH ON THE SPOT quote. We are local and will pay you on-site. Contact us for your quote today by clicking here or 513-898-1889. Get cash just in time for the holidays, it is really that simple.

 

Rank
Best-Selling Car
July
2016
July
2015
%
Change
2016
YTD
2015
YTD
%
Change
#1
Toyota Camry
34,122 38,435 -11.2% 233,882 254,251 -8.0%
#2
Honda Civic
32,952 31,139 5.8% 222,792 189,440 17.6%
#3
Honda Accord
31,946 34,496 -7.4% 201,300 190,242 5.8%
#4
Toyota Corolla
31,717 30,249 4.9% 213,910 220,380 -2.9%
#5
Nissan Altima
24,949 33,842 -26.3% 197,644 205,873 -4.0%
#6
Ford Fusion
24,007 25,105 -4.4% 170,840 178,263 -4.2%
#7
Hyundai Sonata
20,635 23,917 -13.7% 125,044 119,738 4.4%
#8
Hyundai Elantra
20,629 22,135 -6.8% 116,935 150,833 -22.5%
#9
Nissan Sentra
18,536 18,511 0.1% 141,550 124,412 13.8%
#10
Ford Focus
13,973 17,027 -17.9% 117,117 134,106 -12.7%
#11
Chevrolet Cruze
13,723 21,339 -35.7% 100,454 149,277 -32.7%
#12
Kia Soul
13,157 13,975 -5.9% 83,685 81,961 2.1%
#13
Nissan Versa
11,856 9949 19.2% 84,317 76,904 9.6%
#14
Chevrolet Malibu
11,820 16,022 -26.2% 132,145 112,542 17.4%
#15
Volkswagen Jetta
11,450 11,562 -1.0% 69,729 78,580 -11.3%
#16
Kia Forte
10,303 7868 30.9% 63,045 51,050 23.5%
#17
Toyota Prius
9934 11,787 -15.7% 58,451 68,850 -15.1%
 
Toyota Prius ^
9930 11,203 -11.4% 58,405 65,376 -10.7%
 
Toyota Prius Plug-In ^
4 584 -99.3% 46 3474 -98.7%
#18
Kia Optima
9780 12,638 -22.6% 70,847 92,604 -23.5%
#19
Ford Mustang
9565 8482 12.8% 72,530 76,772 -5.5%
#20
Subaru Impreza
8488 10,243 -17.1% 54,259 56,584 -4.1%

Source: Automakers 

 

 

Your Credit Score Affects Your Insurance Rate?

When you think about what is taken into consideration when the insurance company is calculates your rates, usually the cars make and model, your driving record and your age and gender are what you think.

But believe it or not, there is more that is considered. Your credit score can affect your rate, and a bad score can lead to increased rates. But working to improve your credit score can help, and Cash 4 Cars Cincinnati wants to bring you the facts, so you can make an educated and fair decision.

According to edmunds.com article, Does Your Credit Score Affect Your Car Insurance Rate?, “where you park your car at night, your gender, your age and the kind of car you drive. Also relevant to your rate, according to insurance companies, is your credit score.”

The article goes on to state:

“Of course, when the 2008 financial crisis hit, many people developed worse credit scores that had nothing to do with their sloppiness,” he said.

“The fact is that credit is a surrogate for prohibited rate classes such as income and race,” Hunter said. “Insurers are prohibited from using these factors in all states and we think this is their way around the prohibition.”

But others argue that insurance is a numbers game and the practice, even if unfair, might be logical. Frankie Kuo, an analyst at ValuePenguin.com, says that insurers are “doing their best to find out whether their future and current policyholders are a good or bad risk to take.”

This being said, there is still options for those with bad credit.

“Regardless of whether the use of credit history is fair, it is legal in all but three states. So what can you do if your credit score is in less than perfect shape? As always, your best bet is to shop around for an insurance company.

“Insurers always differ in how much weight they put on each rating factor, and I guarantee you consumers will always find one that finds their imperfect credit score less of a problem than other insurers do,” Kuo explains.

According to a study by WalletHub, Geico appears to rely the least on credit scores, while Farmers Insurance seems to lean on it the most heavily.

For consumers who have difficulty finding coverage at all, in almost every state there is an assigned risk plan that helps high-risk drivers find coverage for a limited period of time. “Even if the rates may be higher than if they obtain a policy in the voluntary market, they will be avoiding insurance lapse, which not only contributes to higher rates in the future, but also possibly legal consequences,” Kuo explained.

Finally, improve or maintain your credit history by paying your bills on time and not skipping payments. You also should check your credit report and keep an eye out for possible errors. Consider free credit monitoring with a company like CreditKarma and free annual credit-history reports from AnnualCreditReport.com.”

To read the full article, click here.

 

5 Ways to Avoid Getting your Car Stolen

One of the worst feelings is having your personal stuff stolen. A purse, money, electronics…it’s just terrible. But your car is a whole different kind of awful, and Cash 4 Cars Cincinnati wants to help you avoid it at all costs.

We have seen cars with broken windows, smashed in doors and even cars missing all together. So what can you do to keep you from from being M.I.A? Here are some great tips, but make sure to check out the full articles, by clicking on the links, for even more tips.

5 Ways to Avoid Getting your Car Stolen:

  1. Keep it covered – Car thieves are always looking for a car out on the street. If you car isn’t on the street, it’s less likely to get stolen. For those of us who live in cities, this means renting a garage. It’s not the cheapest option, but it’s an investment in your car’s safety (from www.jalopnik.com).
  2. Alarm signals – Just like the “Protected by Brinks” signs in front of houses deter burglars, so do visual signs of a tougher job for a car thief. In a row of cars, the one with the blinking LED indicating an alarm is probably less likely to get stolen, regardless of whether the alarm actually exists or not (from www.jalopnik.com).
  3. Hide your title – Do not leave your vehicle title in the car. Too often a car thief is pulled over and gets away from the police because he or she can produce the auto registration. (If multiple drivers use the vehicle, the best suggestion would be to hide the registration in a secret location in the car that only the owners know (from www.geico.com).
  4. Put your valuables elsewhere – The number of times a victim told me they left their purse or other valuable item in their vehicle is disheartening. Take note: something like an iPad sitting on the passenger’s seat of your car is eye-candy to a criminal. Sadly, even loose change is enough for some people to break in. Once he’s smashed a window to snatch your iPad, he might just decide to go all the way and take your car. If you absolutely must leave a valuable item in your car, put it in the trunk. But beware, the bad guy may be watching you do so. Help prevent car theft by thinking ahead and leaving valuables at home (from www.safewise.com).
  5. Park in well-lit areas  – If your car is in shadows, then it was easier for us to break in to unnoticed. If you’re under a streetlamp, it felt too exposed. So park in well-lit areas. We never ever ever ever broke into a car that was in a well-lit area. Never. We only broke into cars that were in darkness (www.bluecollarworkman.com).

3 Ways to Prep Your Car to Sell

Cash 4 Cars Cincinnati will be there when you are ready to sell your car, let us know when your ready to have CASH in your hand. Even though we are buying from you, we want to make sure you get more for your car. So here’s some tips we want to share. Make sure to do these 5 steps and get the most CASH for your car. All you will have left to do, is call us so we can come to you and take your car off your hands!

3 Ways to Prep Your Car to Sell

  1. Wash and wax. – This sounds obvious to people who routinely clean their cars, but those who don’t may be surprised how well their vehicles clean up and shine. Cost? A few bucks if you do it yourself, $5-$20 for an automated car wash, or more for a hand wash/wax. ( from moneytalksnews.com)
  2. Get all your paperwork into order. – “Check that your service book is up to date, see if you can get hold of detailed service records and keep all receipts of recent work you’ve had done on the car (e.g. on the clutch or brakes). Have your licence and registration documents handy. Remember, if your car has been financed, the bank holds your registration document until the balance on the car has been settled. This process could take up to two weeks and you might lose a potential buyer if your paperwork isn’t ready.” (from santam.co.za)
  3. Bright lights – Nothing says “worn out beater” like dingy headlights. There are a number of headlight cleaning products on the market that can make those plastic headlight covers bright and clear in a matter of minutes. And many of these products really do work, said Lauren Fix of the Car Care Council.(from edition.cnn.com)

5 Summer Checks to Keep Your Car Running Cool

To say it’s hot here in Cincinnati would be an understatement. Temperatures are constantly on the rise, and some days feel above 100 degrees.Just walking outside makes you sweat, and your car is no different.

The heat can be rough on a car. Just think, at least you get to go into the AC. Your car, not so lucky. So how do you keep your car running when the temps are up? Glad you asked, Cash4Cars Cincinnati has got it covered.

  1. Check Your Tires (from howstuffworks.com) – Tires are one of the most overlooked parts of a car. According the Rubber Manufacturers Association (RMA), only one out of 10 drivers checks his or her tire pressure correctly, compared with almost seven out of 10 who wash their cars regularly [source: RMA]. But the truth is that an under-inflated, over-inflated, worn down or misaligned tire can be extremely dangerous, particularly in hot summer weather.
  2. Check Your Coolant (from autotrader.com)- Fluids like coolant, motor oil and windshield washer fluid are things motorists can regularly check on their own. Engine coolant, sometimes called antifreeze, is the number one thing motorists should stay on top of in the summer months. Since modern cars have a closed system for coolant, checking or adding coolant is easy. This is generally done through the coolant reservoir located under the hood. Consult your owner’s manual for a specific location. Be sure the coolant level is between the minimum and maximum markings, adding more if necessary. But never open the radiator cap or coolant tank lid when the engine is hot.
  3. Check Your Emergency Kit (from klipinger.com) – Prepare for the worst. You should keep an emergency kit with some necessities in your car in case you get stuck. The AAA 73 Piece Adventurer Road Assistance Kit ($55,www.amazon.com) includes jumper cables, an air compressor, tools and a first-aid kit. Black & Decker’s Start It Jump-Starter ($50, www.bdonlinestore.com) can help you get back on the road without jumper cables.We don’t want to be a drag, but keep in mind that driving faster than 60 miles per hour decreases your fuel efficiency — each 5 mph over 60 is like paying an extra 24 cents per gallon for gas. That money is better spent on a snack at the next rest stop.
    Make sure to read the full articles for each checklist item, which can be found by clicking on the provided links.

4 Car Myths That Even C4C Believed

 

Fact or fiction? The myths that Cash 4 Cars bring to you today are myths that we have all heard, and most of us believed to be true. We have all heard these false facts of wisdom, in fact, we’ve all probably said them!

So get your fact finders out and read these myths, you don’t want to miss this.

Car myth #1: Red cars cost more to insure – from esurance.com  (Read full article)
We already addressed this one in the car insurance myths section of our website, but it’s worth reiterating here. There are 2 sides to this myth: The first is that brightly colored cars, especially red and yellow ones, cost more to insure. The second is that they’re more likely to get a ticket.

On the insurance end, this pans out to nothing more than a myth because insurance companies don’t take color into account. And even if they did, some studies suggest cars that are hard to see at night — black, navy, green — are at greater risk for accidents.

What about tickets? It makes sense that a cherry red coupe would draw more attention than a charcoal sedan, but according to Snopes, that myth was dispelled as far back as 1990.

 Car myth #3: The 3,000 Mile Oil Change – from jalopnik.com (Read full article)

The 3K rule dates back to when cars were real pieces of crap, built with loose tolerances. Regular service like an oil change was a necessity then, and it’s just not the cars anymore. Read more at Edmunds to keep you from getting bullied into unnecessary service.

Car myth #4:  A battery will recharge after a jump start in only a few minutes of driving – from machinedesign.com (Read full article)

Not even close. It can take hours of driving to give the battery a full charge, especially in the winter. Heated seats, music systems, and other accessories draw so much power that the alternator has little left to recharge the battery. You can check to see if the battery will still hold a charge by having a load test at a gas station. If it can, several hours may be needed on a battery charger to give the battery a full charge.

3 Car Maintenance Mistakes You’re Likely Making

If you love cars as much as we here at Cash 4 Car Cincinnati do, you are probably someone who maintains your car with regular maintenance and care. For that, we thank you! But what is necessary for cars to stay “healthy”, and what is considered a mistake, or in our eyes, a waste of your hard earned money?

Cash 4 Cars Cincinnati wants to share with our customers ways to save. Check out these money saving tips and make sure to let u know when your ready to part with your car. Our job is to offer you CASH for your car and make selling your car a pleasant and easy experience for you!

 

3 Car Maintenance Mistakes You’re Likely Making:

  1. Not changing the fuel and air filters. Filters are small, inexpensive parts to replace during regularly scheduled services, but when they get clogged, they can create a world of trouble. Dirty air or fuel filters can cause various sensors on a car to fail, resulting in a repair bill of hundreds of dollars. (From: www.bankrate.comRead full article.
  2. Not changing the oil on time. Oil changes are part of the regularly scheduled car maintenance intervals outlined in your car owner’s manual, but “on time” is relative, depending on the car you drive. The manufacturer may recommend changing the oil at specific intervals, sometimes as high as every 10,000 miles, or when an oil monitoring sensor indicates the oil is dirty. So, the first step in being “on time” is knowing what is recommended for your vehicle. Once you know the recommendations, make a reminder for yourself to schedule an appointment for your oil to be changed promptly.(From: www.bankrate.comRead full article.
  3. Using a Discount Mechanic . We all want to save a few bucks on car repairs, especially if what needs to be replaced is already expensive. But just like all doctors and lawyers are not created equal, neither are mechanics — and it’s in your best financial interest to know the difference. My rule of thumb when cost is a concern is generally to go middle of the road — not the cheapest, not the most expensive, but somewhere in the middle. (From:www.wisebread.com) Read full article.

Pros and Cons on Leasing a Car

It’s the age-old debate, is it smarter to lease or buy a car. Some will argue until they are red in the face that buying is better, but others see how car depreciate and are pro-leasing. We here at Cash 4 Cars Cincinnati are realist and we are here to bring you the pros and cons, so you can make the best decision for you.

Here are 5 reasons leasing is not the best option:

  1. An ideal car loan should be 48 months or less – after which you’ll be driving the car payment free for as long as you desire (or as long as the car lasts). (from realcartips.com).
  2. If you tend to drive over 15,000 miles per year, than leasing is going to be costly for you. Most leases only allow you to drive between 12,000 and 15,000 miles per year – anything above that and you have to pay some stiff penalties.(from realcartips.com).
  3. Since you don’t actually own a leased vehicle, you can’t resell it. (from ehow.com)
  4. Another reason not to lease a car is the higher insurance requirements that most lease agreements impose on you. While you’ll still need basic insurance coverage either way, purchasing and owning your own vehicle will allow you to forgo the expensive collision and comprehensive coverage that you would otherwise be required to purchase.(from ehow.com)
  5. Leasing a car is sort of like renting an apartment. You really can’t claim ownership of anything, the car really isn’t an asset and you can’t completely modify it the way you would like. So what it boils down to is you’ve made monthly payments, but at the end you really don’t own anything.(from budgeting.thenest.com)

 

Gee, you most think we are totally anti-lease. Well, it has it’s benefits as well. Here are some of the pros of leasing:

  1. Cars are not an appreciable asset. The moment you drive a car off the lot it begins to lose value. But when you lease, you don’t have to worry about that depreciation, since the car isn’t technically yours. The miles you put on the car are your only cost and that’s exactly what you’re paying for.(from autoguide.com)
  2. Because new-car warranties typically last three years (the length of most leases), you don’t have to worry about repairs. Some manufacturers, such as BMW and Volvo, offer free maintenance, too. (from kiplinger.com)
  3. Your monthly cash flow: Leasing a car often has a lower monthly payment compared to financing a car with the same loan terms, since with a lease you’re paying for the depreciation of the car during those years rather than the whole vehicle cost. If you need access to more cash every month, leasing may be more favorable.(from lifehacker.com)

Good luck, with this information you are armed to move forth and get a car, with whichever method is best for you. And if you do have a car to sell, call us at 513-898-1889 or click here for a fast and free quote.